It offers financial protective shield against an untimely death of the life assured during the Policy Term.
You can pay premiums only for a limited number of years within the policy term.
Minimum | Maximum | |
Age of Entry | 18 years | 65 years |
Basic Sum Assured | 5 Lakhs | 25 Lakhs |
Policy Term | 5 years | 40 years |
Premium Paying Term (Regular) | Same as Policy term | |
Premium Paying Term (Limited) | 5 years and 10 years | |
Premium Paying Term (SIngle) | Lumpsum | |
Premium Paying Mode | Single, Yearly, Half Yearly, Monthly |
10 times Annualised premium or
105 % of all premiums Paid as on date of death or
100% of Basic Sum Assured
125% of Single Premium or
100% of Basic Sum Assured
Death Benefit :
Natural Death : Refund of Premiums
Accidental Death : Sum Assured on Death will be payable
Sum Assured on Death will be Payable
Maturity Benefit :
On Survival till end of policy term, No Maturity Benefit will be Payable.